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Finance for Business Professionals

About Workshop

The Finance for Business Professionals training is targeted towards Business Professionals and recent graduates (both finance and non-finance majors) to understand the benefit of various financial concepts in conducting day-to-day business activity.

Participants will be exposed to key finance concepts such as Cash-flow and Ratio analysis, Capital budgeting, Capital Structure (Debt V/S Equity Decision), Time Value of Money, Stock Valuation and also touches on importance of financial decisions for an entrepreneur. The training sessions will allow you to gain a comprehensive working knowledge of core finance concepts to understand key business dynamics within an organization or start-up a new business.

For the success of our programs, we rely on a combination of theory with practical group assignments, discussions, quizzes, and real business case studies.

Workshop topics to be covered:

Study Session 1:
Corporate and Investment Finance Fundamentals
• What are the major areas of Finance
• Brief overview of Capital market
• Linkage between investment decisions and financing decisions
• Real v/s Financial Assets
• Active and Passive Investment Management
• Agency Problem
• Overview of topics to be covered

Study Session 2:
Essence and aims of company financial statements analysis

Structure and content of financial statements:
• Balance Sheet
• Income Statement
• Cash Flow Statement
• Statement of Owners' Equity
• Accounting policies and financial statements review
• Group Exercise and Quiz
• Focus on Financial Statements from a Finance manager rather than from an Accountant’s point of view

Study Session 3:
Using accounting information in Financial Statements Analysis
• Extracting and using information from the balance sheet: Analysis of company assets, liabilities, and owners' equity
• Extracting and use of information from the income statement: Analysis of revenues and expenses and company results from operations
• Extracting and use of information from the statement of cash flows: Analysis of operations, investment and finance activities cash flows
• Definition and interpretation of:
• Liquidity ratios
• Financial solvency ratios
• Debt ratios
• Profitability ratios
• Efficiency ratios
• and Multiple ratio model DuPont
• Group Exercise on Ratio Analysis (Using financial statements of Publicly traded companies)

Study Session 4:
Concept of Time Value of Money
• Understand the importance of the time value of money
• Understand difference between simple interest and compound interest
• Understand the concept of annuities and perpetuities
• Brief overview of how to build a loan amortization table
• Group Exercise and Quiz

Study Session 5:
Brief Overview of Financial Forecasting
• What is Financial Forecasting?
• Purpose and process of designing Financial Forecasting
• Preparation of Pro-forma Financial Statements
• Percent of Sales Method
• Forecasting Sales Price

Study Session 6:
Cost of Capital AND Long-term Financial Policy
Capital Structure I - Financial Leverage
• What is Leverage? Different kind of Leverage
• Pros and Cons of Operating and Financial Leverage
• The Effect of Financial Leverage on ROI, ROE

Study Session 7:
Capital Structure II - Cost of Capital
• Different sources of Long-term financing
• Concept of WACC (Weighted Average Cost of Capital)
• Calculation of WACC
• Concept of Risk v/s Return and CAPM
• Impact of flotation cost in cost of debt

Study Session 8:
Project Analysis / Capital Budgeting
• The Nature of Capital Expenditure Decisions
• The Appropriate Discount Rate
• Evaluation of Investment Alternatives using NPV, IRR, PI and Payback Approaches
• Capital Rationing
• Independent and Interdependent Projects
• Strategic considerations for Project selection
• Group Exercise on Capital Budgeting

Study Session 9:
Security Analysis: Stock Valuation
• Primary and Secondary Market
• Concept of Market Efficiency
• Difference between Common and Preferred Stocks
• Determine major fundamental methods of stock picking - Top down/bottom up approaches
• Determine various stock valuation models
• Group Exercise on Stock Valuation

Study Session 10:
Financial Management for an Entrepreneur
• Understand the financial planning process, including long-term (strategic) financial plans and short-term (operating) plans.
• Challenges for an Entrepreneur for Financing Start-ups
• Rules of Financing for Entrepreneurs
• Different choices available for financing

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